Understanding the credit card perks options can be daunting with so many choices available, each offering different offers, benefits, and advantages. We have streamlined the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Contactless
- Dining
- International payments
- Other expenditures
This information helps us identify your spending patterns and recommend the best set of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also suggest options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform keeps track of its recommendations based on your usage patterns and alerts you of changes to your selection to enhance your rewards collection. This proactive method ensures you always have the best credit card portfolio to gain the most advantages.
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